Insurance Review

Our partner is the Coverholder at Lloyd's of London. They offer special policies specific to Short Term Rentals.


Once you order this product a formal introduction will be made to our partner. You will also get links to learn more and proceed with your no obligation and no charge review.

All Transity clients are covered with the nation's leader in insuring vacation rental properties, and have a strict policy underwritten by LLoyd's of London. Unlike a typical homeowner's policy (which pays liability at a max $300,000), this policy will cover any owner for up to $1 million dollars, as well as comprehensive coverage for the building, contents, and lost business that includes:

Supplemental commercial liability insurance is not the answer and oftentimes, many homeowners steer down this wrong path. Not only is it more expensive, but it does not address commercial property. That is an additional nightly fee that could end up costing the homeowner thousands on top of their own policy. 

A first-of-it's-kind endorsement, in the event of a disaster this insurance will also pay lost commissions. If any insurance claims are paid out and the claim triggers lost rental business, the property manager is still entitled to commission. These policies have you covered at every angle. 

The Proper Insurance® policy replaces a homeowner’s (HO) or landlord (DP) policy.  It is written as a business policy, giving the short-term vacation rental owner comprehensive coverage for their building(s), contents, commercial business liability, and business income.  It also includes personal liability when the rental “doubles” as the owners primary residence.

All-inclusive insurance that is custom-penned with Lloyd’s of London for the unique risks of short-term vacation rental properties.  It’s the most comprehensive insurance available today for vacation rental property owners. Available in all 50 states.

Lloyd’s is the world’s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent.  It is often the first to insure emerging, unusual and complex risks.